These terms are between you (the purchaser and user of Bridge Bank) and David Alves, an independent software developer based in Portugal ("we", "us", "our"). You can contact us at support@david-alves.com.
Bridge Bank is a self-hosted application that connects to your bank via Enable Banking's open banking API and writes your transactions to a self-hosted Actual Budget instance you own. It runs on your own hardware. Your data never passes through our servers.
Bridge Bank is not a financial service, a bank, or a payment provider. It is a software tool that reads and organises data you already have access to.
Bridge Bank's source code is released under the MIT licence with the Commons Clause. This means:
Each licence key allows activation on up to 2 machines. Keys are personal and non-transferable. A valid licence key is required to use Bridge Bank — the application validates your key with Lemon Squeezy's licence API on activation and on each sync run.
If you need to move your installation to a new machine, contact us at support@david-alves.com to reset your activation count.
Payments are processed by Lemon Squeezy, our merchant of record. They handle all payment processing, VAT, and invoicing. Their terms of service apply to the purchase transaction.
Because Bridge Bank is a software product delivered immediately upon purchase, we do not offer refunds after your licence key has been activated. If you experience a technical issue that prevents you from using the product, contact us at support@david-alves.com and we will work to resolve it.
Bridge Bank relies on third-party services that are outside our control:
We are not responsible for outages, changes, or decisions made by these third parties that affect Bridge Bank's functionality.
You are responsible for verifying the accuracy of data written to your Actual Budget instance. Bridge Bank should not be used as your sole source of financial records.
To the maximum extent permitted by applicable law, David Alves shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of Bridge Bank, including but not limited to loss of data, missed transactions, financial loss, or business interruption.
Our total liability to you for any claim arising from these terms or your use of Bridge Bank shall not exceed the amount you paid for your licence key.
You agree to use Bridge Bank only for lawful purposes and only to access bank accounts and Actual Budget instances that you own or have explicit permission to access. You must not attempt to circumvent licence validation or use a single licence key on more machines than permitted.
We may update these terms from time to time. If we make material changes, we will update the date at the top of this page. Continued use of Bridge Bank after changes constitutes acceptance of the updated terms.
These terms are governed by the laws of Portugal. Any disputes shall be subject to the exclusive jurisdiction of the courts of Portugal, without prejudice to any mandatory consumer protection rights you may have under the laws of your country of residence.
For any questions about these terms, email support@david-alves.com.